To sell a Target gift card in Nigeria or Ghana, upload the card in the gift card section of the Astro app, choose Target, enter the value, and submit it for review; once approved, the money lands in your naira wallet in Nigeria or your cedis wallet in Ghana. Right now Astro accepts US physical Target cards worth $100 to $500, so check that your card fits before you start.
This guide explains which Target cards can be sold, what to check on the card first, how to turn a Target gift card to naira or cedis step by step, how the rate is set, and how to avoid the mistakes that slow a trade down or cost money.
Key points
- Astro currently accepts US physical Target gift cards in the $100–$500 range. Other Target cards are not listed at the moment.
- Nigerian sellers are paid in naira and can withdraw to a Nigerian bank account, including OPay and PalmPay.
- Ghanaian sellers are paid in cedis and withdraw to mobile money: MTN MoMo, Telecel Cash (formerly Vodafone Cash) or AirtelTigo Money.
- Rates move, so check today’s live rates before you sell. The rate shown when you submit is the one that applies.
- A sale can’t be cancelled once it is submitted, so check the card details carefully first.
What is a Target gift card?
A Target gift card is a prepaid card from Target, one of the largest store chains in the United States. It can be spent in Target stores across the US and on Target.com. Many people in Nigeria and Ghana receive Target cards from friends and family abroad, as payment for online work, or as a gift during the holidays.
The problem is simple: Target has no stores in Nigeria or Ghana, and the card can’t be spent on most local purchases. Selling it for naira or cedis turns a card you can’t easily use into money you can.
Target cards come in two main forms:
- Physical cards: plastic cards bought in store. The card number is printed on the card, and an access number sits under a scratch-off strip on the back.
- Digital cards (e-codes): cards sent by email or text, with the same kind of number and access code but no plastic.
The difference matters when you sell, because buyers price them separately. The guide on non-reloadable gift cards covers how these prepaid cards work in more detail.
Which Target gift cards can you sell on Astro?
Astro only lists cards that have a live rate, and at the time of writing the live Target option is:
| Card | Country | Type | Value range |
|---|---|---|---|
| Target | United States | Physical card | $100 to $500 |
If you have a Target e-code, a card below $100, or a card bought outside the US, it is not currently listed. The list of accepted cards and values changes from time to time, so open the gift card section in the app or check the rates page to see what is live today.
If you hold a card that isn’t accepted, don’t upload it under a different section to get it through. Cards uploaded in the wrong section are moved to the right one and paid at the rate for that section, if it has one, which can leave you with less than you expected.
What to check on your Target card before you sell
Most delays on Target trades come from details that could have been checked in two minutes. Before you open the app:
- Confirm it is a US physical card. Look at the back of the card for US wording and the Target terms.
- Confirm the value. The card must hold $100 to $500. If you aren’t sure of the balance, check it with Target before selling.
- Find both numbers. A Target gift card has a 15-digit card number and an 8-digit access number. Both are needed.
- Scratch carefully. Scratch the strip gently so every digit of the access number stays readable. If a digit is damaged, the card may be hard to verify. The guide on what happens when you scratch off a gift card code by mistake explains what can be done.
- Keep the receipt. If you have the purchase receipt, keep it. Rates can depend on receipt type, and a receipt helps if a question comes up during review.
- Make sure the card hasn’t been used. A card that has been partly spent, or whose code has been shared with anyone else, can fail review.
How to sell a Target gift card to naira or cedis on Astro
Signing up on Astro doesn’t ask for ID. Once your account is ready, the steps are the same in Nigeria and Ghana, with the payout currency set by your country.
- Open the Astro app and go to the gift card section.
- Choose Target from the list of cards.
- Pick the option that matches your card: US, physical, $100–$500.
- Enter the card value and the number of cards, if you are selling more than one.
- Upload a clear picture of the card showing the card number and the scratched access number. Add the receipt if you have it.
- Check the amount you’ll receive in naira or cedis. This is based on the rate at that moment.
- Submit the trade. You will get a notification once the card has been reviewed.
Target trades are checked by the team before payment, and this can take longer than some other cards. Keep the app notifications on so you see the result as soon as it is ready. If you need to ask about a trade, use the live chat in the app.
Before you tap submit
Two rules are worth knowing before you confirm:
- A submitted sale can’t be cancelled. Check the card type, value and pictures before you submit.
- If the rate changes before you submit, the new rate applies. If you leave the screen open for a while, take another look at the amount before confirming.
Getting paid in Nigeria: Target gift card to naira
When the card is approved, Nigerian sellers are credited in their naira wallet. From there you can withdraw to a Nigerian bank account, including fintech banks such as OPay and PalmPay. The least naira withdrawal is ₦300.
Eligible naira withdrawals can arrive in as fast as 60 seconds under normal conditions, though bank delays or maintenance can affect timing. Payouts also run on weekends and public holidays. You don’t have to withdraw straight away; the naira can stay in your wallet until you need it.
For a broader look at selling cards for naira, read how to convert a gift card to money in Nigeria.
Getting paid in Ghana: Target gift card to cedis
Ghanaian sellers are credited in cedis. You can then withdraw the cedis to mobile money: MTN MoMo, Telecel Cash (formerly Vodafone Cash) or AirtelTigo Money. Ghana withdrawals go to mobile money only for now, not to bank accounts, and each one is processed by the Astro team, so timing can vary.
Ghana-specific guides worth reading next are how to turn a $100 gift card into cedis in Ghana and whether it is legal to sell gift cards in Ghana. The Ghana page lists what Astro offers there.
How the Target gift card rate is set
There is no single fixed price for a Target card. The rate you see depends on:
- Card type: physical cards and e-codes are priced separately.
- Country: a US Target card is priced differently from a card from another country.
- Value: the denomination range affects the rate.
- Receipt: whether you have a receipt, and what kind, can matter.
- Market conditions: rates follow demand for the card and exchange rates, so they change over time.
The rate does not depend on the time of day, so there is no “better hour” to sell. The simplest approach is to check the live rate, confirm the amount in the app, and sell when it suits you. For practical tips, read 10 tips to get better rates for gift card sales in Nigeria, and you can compare today’s numbers on the rates page.
Common mistakes when selling a Target gift card
- Uploading the wrong card type. Selecting the physical option for an e-code, or the wrong value range, can slow the trade or change the payout.
- Blurry pictures. If the card number or access number can’t be read, the review takes longer. Take the picture in good light and check it before uploading.
- Sharing the code with others first. Anyone who sees the card number and access number can spend the balance. Only enter it in the app.
- Trading in WhatsApp groups. Sending a code to a stranger before payment is one of the most common ways people lose cards. Read the risks of trading gift cards on WhatsApp groups before you take that route.
- Using a card from an unclear source. Cards bought with stolen payment details can be blocked by the issuer. Only sell cards you received or bought legitimately.
How to stay safe when selling gift cards
No platform can promise zero fraud risk, but a few habits cut it sharply. Astro staff will never ask for your card code, PIN or password by DM, phone call or email. Only enter card details inside the Astro app or web app, and use the in-app live chat for support. Protect your account with your 5-digit transaction PIN and, if your phone supports it, Face ID.
The guide on how to avoid fake gift card buyers in Nigeria covers the common tricks, and the security page explains how Astro accounts are protected.
Frequently asked questions
Can I sell a Target gift card in Nigeria?
Yes. On Astro, Nigerian users can sell US physical Target gift cards worth $100 to $500 and get paid in naira, then withdraw to a Nigerian bank account, including OPay and PalmPay.
Can I sell a Target gift card for cash in Ghana?
Yes. Ghanaian users can sell the same Target cards and get paid in cedis, then withdraw to MTN MoMo, Telecel Cash or AirtelTigo Money. Ghana withdrawals are processed by the Astro team, so timing can vary.
Does Astro accept Target e-codes?
Not at the moment. The live Target option is for US physical cards in the $100–$500 range. Check the app or the rates page, as accepted cards can change.
Can I sell a Target card worth less than $100?
Not currently. Cards below $100 are not listed for Target right now.
How much is a Target gift card in naira today?
Rates change with the market, so this guide doesn’t quote a number. See today’s live rates, and check the amount shown in the app before you submit.
What numbers do I need from my Target card?
You need the 15-digit card number and the 8-digit access number from under the scratch-off strip. Make sure every digit is clear in your picture.
How long does it take to sell a Target gift card on Astro?
Target cards are reviewed by the team before payment, and this can take a while. You get a notification once the review is done. After that, naira withdrawals in Nigeria can be fast under normal conditions, while Ghana mobile money withdrawals are processed by hand.
Can I cancel a Target gift card sale after submitting?
No. Once a sale is submitted, it can’t be cancelled, so check the card type, value and pictures before you confirm.
Do I need ID to sell a Target gift card on Astro?
Sign-up doesn’t ask for ID. Some other features, such as Nigerian bank accounts, do require verification.
Is the rate better at certain times of day?
No. Rates don’t depend on the time of day. They follow card demand and exchange rates, so check the live rate whenever you want to sell.
A Target card you can’t spend locally doesn’t have to sit in a drawer. Check that it is a US physical card worth $100 to $500, scratch the access number carefully, and download the Astro app to sell it for naira or cedis.
